Claims

Claim 1 - ACTIVE

Payments active to age 60- Feb 2022 Submitted: March 2010 Details: Member claim approved and the member is receiving monthly payments. Claim Processing time: 1 month

Claim 2 - INCOMPLETE CLAIM - NO PAYMENTS

Payments not active - incomplete claim Submitted: January 2011 Details: Member claimed the condition developed while at Emirates and after joining API. The API committee required an additional medical evaluation, as per API Rules which require the claimant to undergo additional medical evaluation, as necessary. Member refused to undergo an additional medical evaluation by specialist. Claim therefore denied. Member initiated legal action against the Scheme. API initiated legal response, successfully defending the Scheme and action was subsequently dropped by the claimant.

Claim 3 - INACTIVE - BENEFICIARY REACHED AGE 60

Payments no longer active - member reached age of 60 Submitted: April 2011 Details: Member claim approved and the member received monthly payments until reaching age 60, at which point payments ceased as the maximum age was reached. Claim Processing time: 2 weeks

Claim 4 - INCOMPLETE CLAIM - NO PAYMENTS

Payments not active - incomplete claim. Submitted: May 2011 Details: Claim denied due to lack of physical and medical evidence. Member initiated legal action against the Plan. API initiated legal response, successfully defending the Plan against the claim in Dubai Court.

Claim 5 - INACTIVE - BENEFICIARY REACHED AGE 60

Payments no longer active - member reached age 60 Submitted: June 2011 Details: Member claim approved and the member received monthly payments until reaching age 60, at which point payments ceased as the maximum age was reached. Claim Processing time: 6 weeks

Claim 6 - ACTIVE

Payments active to age 60 - October 2021 Submitted: August 2012 Details: Member claim approved and the member is receiving monthly payments. Claim Processing time: 12 months (backdated claim payments were paid to member, after approval)

Claim 7 - INACTIVE - MEMBER DECEASED

Member deceased July 2016 Submitted: August 2012 Details: Member payments discontinued. Claim Processing time: 3 weeks

Claim 8 - ACTIVE

Payments active to age 60 - January 2023 Submitted: August 2012 Details: Member claim approved and the member is receiving monthly payments. Claim Processing time: 9 months

Claim 9 - ACTIVE

Payments active to age 60 - February 2023) Submitted: November, 2012 Details: Member claim approved and the member is receiving monthly payments. Claim Processing time: 5 months

Claim 10 - ACTIVE

Payments active to age 60 - April 2031 Submitted: December 2013 Details: Member claim approved and the member is receiving monthly payments. Claim Processing time: 4 months

Claim 11 - ACTIVE

Payments active to age 60 - April 2029 Submitted: March 2013 Details: Member claim approved and the member is receiving monthly payments. Claim Processing time: 12 months

Claim 12 - ACTIVE

Payments active to age 60 - September 2021 Submitted: February 2014 Details: Member claim approved and the member is receiving monthly payments. Claim Processing time: 3 months

Claim 13 - ACTIVE

Payments active to age 60 - October 2017 Submitted: August 2014 Details: Member claim approved and the member is receiving monthly payments. Claim Processing time: 4 month

Claim 14 - ACTIVE

Payments active to age 60 - April 2037 Submitted: October 2014 Details: Member claim approved and the member is receiving monthly payments. Claim Processing time: 7 months

Claim 15 - ACTIVE

Payments for 5 years - December 2019 Submitted: December 2014 Details: Member claim approved and the member is receiving monthly payments. Claim Processing time: 3 months

Claim 16 - ACTIVE

Payments active for 5 years - March 2020 Submitted: December 2014 Details: Member claim approved and the member is receiving monthly payments. Claim Processing time: 7 months

Claim 17- MEMBER NOT TERMINATED BY EMIRATES - NO PAYMENTS

Claim not valid. Member not terminated by Emirates. Submitted: April 2015 Details: Entirety of member contributions returned to member. Claim Processing time: None

Claim 18 - INACTIVE - BENEFICIARY REACHED AGE 60

Payments active to age 60 - June 2017 Submitted: January, 2015 Details: Member claim approved. Payments discontinued upon member reaching age 60. Claim Processing time: 1 month

Claim 19 - ACTIVE

Payments active to age 65 - July 2033. Submitted: June 2015 Details: Member claim approved and the member is receiving monthly payments. Claim Processing time: 1 month

Claim 20 - ACTIVE

Payments active to age 60 - September 2023 Submitted: July 2015 Details: Member claim approved and the member is receiving monthly payments. Claim Processing time: 2 months

Claim 21 - INACTIVE -MEMBER DECEASED

Member deceased November 2017 Submitted: November 2015 Details: Member payments discontinued. Claim Processing time: 1 month

Claim 22 - PRE-EXISTING CONDITION - NO PAYMENTS

Claim disallowed due pre-existing condition August 2016 Submitted: April 2016 Details: Entirety of member contributions returned to member. Claim Processing time: 4 months

Claim 23 - ACTIVE

Payments active to age 65: Feb-2025 Submitted: Oct, 2016 Details: Member claim approved and the member is receiving monthly payments. Claim Processing time: 3 Month

Claim 24 - ACTIVE

Payments active to age 65: Sep-2027 Submitted: Feb, 2017 Details: Member claim approved and the member is receiving monthly payments. Claim Processing time: 3 months

Claim 25 - ACTIVE

Payments active to age 65: MAR-2023 Submitted: Feb, 2017 Details: Member claim approved and the member is receiving monthly payments. Claim Processing time: 3 months

Claim 26 - ACTIVE

Payments active for 24 months: JUL-2018 Submitted:July, 2016 Details: Member claim approved and the member is receiving monthly payments. Claim Processing time: 10 months

Claim 27 - ACTIVE

Payments active for 24 months: Oct – 2018 Submitted: Dec 2016 Details: Member claim approved and the member is receiving monthly payments. Claim Processing time: 6 months

Claim 28 - ACTIVE

Payments active for 24 months: Sep-2018 Submitted: Oct 2016 Details: Member claim approved and the member is receiving monthly payments. Claim Processing time: 8 months

Claim 29 - ACTIVE

Payments active for 24 months: Sep-2018 Submitted: Oct 2016 Details: Member claim approved and the member is receiving monthly payments. Claim Processing time: 10 months

Claim 30 - ACTIVE

Payments active to age 65: MAR-2023 Submitted: Apr, 2017 Details: Member claim approved and the member is receiving monthly payments. Claim Processing time: 3 months